At some point in your driving life you will most probably be involved in a car accident, whether it be a major or minor crash it will happen and are you 100% prepared?
If you are then great, if not then maybe you should read these 8 tips on what to do after a car accident.
When involved in a car accident you must try to keep a clear head. Don’t panic, stay calm and try to remember these helpful tips.
If you can, pull your vehicle over to the side of the road. Turn on your hazard lights and set up emergency cones or triangles so other drivers can see you. If you are going to be moving about on a busy road it might be advisable to wear a high visibilty top, in fact in some countries it is law to do so.
Check For Injuries:
Check to see whether you or your passengers have sustained injuries from the car accident. If anyone is injured – however minor – call emergency services and request an ambulance right away.
Bonus Tip: You should consider keeping a first aid kit in your car to help you after an auto accident.
Call the police:
Always call the police to report the car accident. Stay at the scene of the impact until a law enforcement officer has taken down your statement, and be sure to record the name of the officer that took the report.
Exchange information with the driver or drivers of the other vehicles involved in the car accident. Be sure to get his or her name, address, phone number, license plate number, driver’s license number, vehicle identification number (VIN), insurance company name, and policy number. You may also want to record the make, model and year of the vehicle.
Don’t Admit Fault:
After a bump, it’s important to remember not to admit fault to the other driver or discuss the details of the crash. You should only discuss this information with the police and your insurance company. Your insurance company will use information gathered from all parties to determine the cause of the accident.
If possible, find witnesses to the car accident and get their name and contact information. The police will take witness statements to help them get a clear picture of what happened.
Document The Event:
Take notes on any details you can remember right after the incident like the time of day and weather – such information may be difficult to recall later. Also, be sure to take pictures of the accident site with your cell phone or camera, including both vehicles and the damage sustained. When taking pictures, capture license plate numbers of any vehicles involved too.
Contact Your Insurance Company:
The next thing you need to do is report the car accident to your insurance company, regardless of whether it was a fender bender or something more serious. Depending on the amount of damage, you may decide to pay for repairs out-of-pocket. However, you still need to call your insurance company to give them your account of what happened, which is especially helpful if the other party involved is dishonest.
If you find these tips useful then consider writing them down and keeping the list in your vehicle so if an accident does occur you will be prepared for the situation.